Free tool
Commute Cost Calculator: How Much Working From Home Saves You
See what your commute really costs in money and time, and how much you save on the days you work from home.
This free tool adds up what your commute costs in money and hours, using the the Internal Revenue Service (IRS) standard mileage rate plus parking, tolls or fares, and shows what you save on the days you work from home. Change the assumptions to match your car, your route and the number of weeks you work each year.
What it does
Adds up what your commute costs in money and hours, and what you save on the days you work from home.
Who it helps
Anyone deciding how many days to work from home, or making the case for remote days to a manager.
How to use it
- Enter your one-way distance and time.
- Set how many days a week you stay home.
- Add parking, tolls or fares.
- Adjust the assumptions if you like.
One-way commute distance
Office days you skip per week
One-way commute time
Parking, tolls or transit per day
Adjust the assumptions
Cost per mile
IRS business standard mileage rate from July 1, 2026: 76 cents per mile (IRS news release IR-2026-29; 72.5 cents applied from January to June 2026). It covers gas, wear and depreciation.
Working weeks per year
Coffee or lunch saved per day (optional)
Driving cost uses the IRS standard mileage rate of 76 cents per mile (in force from July 1, 2026) and 48 working weeks a year unless you change them. General information only, not tax or legal advice; rates last checked October 21, 2026.
What working from home saves you
That is about 18 full workdays of commuting you get back each year.
What your result means
- Driving cost uses the 2026 IRS standard mileage rate, which covers gas, wear and depreciation, not only fuel.
- Hours saved are round-trip minutes times your remote days over 48 working weeks.
- Coffee and lunch savings are optional and off by default.
- Commuting costs are not tax deductible, so the saving is real money. Read the guide
How it works
Driving cost = round-trip miles x the 2026 IRS standard mileage rate (76 cents per mile from July 1, 2026, which covers gas, wear and depreciation; IRS news release IR-2026-29) + daily parking, tolls or fares, multiplied by the days you skip and 48 working weeks. Time saved is round-trip minutes x days x weeks. Coffee or lunch savings are optional and added per day.
Sources
- IRS, Standard mileage rates: 76 cents per mile for business use from July 1, 2026 (news release IR-2026-29); 72.5 cents from January 1 to June 30, 2026 (IR-2025-128)
- Working weeks default (48) is an assumption you can change
General information only, not tax or legal advice. Check with a tax professional. Last updated October 21, 2026.
FAQ
Why use the IRS mileage rate?
It is a standard estimate of the full cost of driving, not just gas.
Does this include coffee and lunch?
Not by default. Add them under “Adjust the assumptions”.
Can I deduct my commute?
No. Regular commuting costs are not deductible.